How is core banking pricing typically handled across Spain and LATAM?

Vendors commonly bill in EUR for Spain and in USD for LATAM, with local invoicing add-ons where required (CFDI in Mexico, DIAN electronic invoicing in Colombia, SII in Chile). Confirm currency, tax treatment (IVA 21% in Spain) and local invoicing before signing a core banking contract.

Which certifications should Spanish and LATAM buyers look for?

ISO 27001 and SOC 2 Type II are the baseline. LATAM buyers processing personal data at scale increasingly ask for LGPD-aligned controls (Brazil) and evidence of secure LATAM hosting. Spanish public-sector buyers may additionally reference ENS (Esquema Nacional de Seguridad) when comparing core banking vendors.

Which core banking options work best for Spanish and LATAM businesses?

Spanish and Latin American buyers usually favour core banking vendors with Spanish-language support, multi-currency billing (EUR and USD) and clear data-protection practices. The core banking shortlist above reflects the tools we see performing well across Spain and LATAM.

Are these core banking tools compliant with Spain's LOPDGDD and LATAM data laws?

Every core banking vendor in this guide is assessed against GDPR / LOPDGDD in Spain and equivalent LATAM frameworks (such as Brazil's LGPD and Mexico's LFPDPPP). Buyers should still confirm each provider's current DPA and hosting region for their specific jurisdiction.

Do the core banking vendors support Spanish-language onboarding and help content?

Yes — most core banking providers on this list either operate directly in Spain and LATAM or partner with local resellers who deliver Spanish-language onboarding, training and Level-1 support across relevant time zones.